This information comes via Doug Pittman & Elizabeth Pedersen of Chicago Title. Filing Bankruptcy while being a homeowner can be confusing. Responsibilities are relieved for a fresh start but judgements remain connected to the property. A relief of judgement is possible but even that can be refused by the judge if he/she feels there is enough equity in the property to pay the judgement debtor.
Uphill lots can create situations that are very costly to fix. In this situation, the topography of the backyard slopes to the house which resulted in the homeowner having to install drainage systems to properly manage the surface water. Properly managed surface water can prevent a huge headache in the future.